Resilience
Internal APIs keep you running even when an upstream provider goes down.
The platform
Payment, checkout and backoffice. One system.
Most retailers juggle a terminal provider, a checkout system and a separate backoffice. Focalpay replaces all three with a single cloud product — one contract, one integration and one view of the business.
What's inside
Three systems, merged into one.
Each part works on its own, but they're built to work together. Data flows between them in real time, with no exports or nightly syncs.
Payments
Card, Swish, invoice and cash through one integration — in-store, online and on the go.
Learn moreCheckout
Headless commerce-in-store. One basket follows the customer across every channel.
Learn moreBackoffice
Settlements, reconciliation and reporting in a single, real-time view of the business.
Learn moreBackoffice
See the whole business, as it happens.
Because payments and checkout run on the same platform, the numbers in your backoffice are always the real ones — no waiting for files from your acquirer.
Live sales overview
Follow sales per store, channel and device in real time.
Settlement and reconciliation
Every payment matched to its payout automatically, ready for accounting.
Reporting and export
Build the reports you need and export your data whenever you want. No walled garden.
Stores and devices
Manage stores, staff and terminals from one place.
Built in
The foundations come as standard.
Any device
The same product on a phone, a tablet or a fixed terminal. No re-training, no lock-in.
Own your data
Real-time, exportable data that belongs to you — not to your provider.
Supervised
Focalpay is supervised by the Swedish Financial Supervisory Authority.
Cloud native
No servers in the back room. Updates roll out without downtime.
Swedish team
A local team that knows Swedish retail and helps you go live.
Getting started
Switching is simpler than you think.
- 01
Apply online
The application takes about 10 minutes. Save and continue at any time.
- 02
We review
Our team verifies your company, usually within 1–2 business days.
- 03
Sign with BankID
Sign the merchant agreement digitally — no paperwork.
- 04
Go live
We send your terminals, activate your account and help you get started.
Run your commerce
from one platform.
Talk to our team about moving payment, checkout and backoffice onto Focalpay.