Card
Debit and credit cards, chip and contactless.
Payments
Every way your customers pay.
Card, Swish, invoice and cash through one integration — on a fixed terminal, on a phone or online. Built to stay operational, whatever happens upstream.
Checkout · Terminal 04Online
249,00 kr
Payment methods
One integration, every method.
Turn on the methods your customers expect without signing a new contract for each one.
Swish
Sweden's favourite way to pay, built straight into the checkout flow.
Invoice
Let customers pay later, in-store as well as online.
Cash
Cash sales are recorded in the same system, so reconciliation adds up.
Online
The same payment methods in your e-commerce, settled together with your stores.
Scan & Go
Customers pay on their own phone and walk out — no queue.
Terminals
Fixed, mobile or both.
Use dedicated terminals at the till and phones on the floor. It's the same product everywhere, so there's nothing new to learn.
Fixed terminals
Reliable countertop terminals for high-volume tills.
Phones and tablets
Take payment anywhere in the store, at events or on delivery.
Ready when they arrive
We send your terminals configured and activate your account so you can start selling.
No lock-in
Switch or add devices as your business changes.
Reliability
Built to keep payments flowing.
Provider-agnostic routing
If one upstream provider has problems, payments are routed around it.
Clear settlements
Payouts go to your company account, matched to every transaction.
Supervised by the Swedish FSA
A regulated payment partner you can rely on.
Payments questions
Which payment methods are supported?
Card, Swish, invoice and cash, in-store and online. Scan & Go lets customers pay on their own phone.
Where are payouts sent?
Settlements are paid to a bank account held in your company's name, and every payout is matched to its transactions in the backoffice.
How do I get terminals?
Once your application is approved and the agreement is signed, we send your terminals and activate your account.
Can I keep my existing acquirer?
Talk to us. Our routing is provider-agnostic, and we'll find the right setup for your business.
Run your commerce
from one platform.
Talk to our team about moving payment, checkout and backoffice onto Focalpay.